Your Retirement Over 10,000 Americans are retiring every day and this will continue for the next 16 years! That’s the baby boomer, boom.You spend a significant part of your life working hard to accumulate money for retirement through programs like pensions, 401Ks, brokerage accounts, saving vehicles of all types, and probably spend a lot of time trying to figure how to do it best. Then you retire and may think that’s it. Well, just as important if not more so is learning how to de-cumulate or spend savings in retirement to make your money last all the way to the end. This can actually be the harder of the two tasks to accomplish. Why do we think this is so important? Because you only get one chance to get it right, there are no do-overs. Right?This is an area where there hasn’t been as much qualified advice available on how to do it best because the focus has always been on the accumulation side. So Montgomery Wealth Management wants to provide a value-added service to reach out and help with the retirement income planning process. And we have a Retirement Income Certified Professional on staff to help you walk through the process.It is never too early to start planning for retirement. We believe that retirement planning and saving should take place in your 20's, 30's and 40's but many young people think they don't have to be concerned about it until later in life. Those people that postponed it until later are usually sorry they didn't start sooner.The process should be targeted especially at two age groups. People ages 50 to 62 are typically still in a position to make great progress in being able to accomplish their goals while approaching their retirement years. They need to spend time preparing to put it all together before it gets too close.For those age 62 and above that are already in retirement or right on the door step, it’s not too late to implement plans and make adjustments to help assure they can meet their needs. Retirement help is one of our specialties.